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README.md

@@ -125,8 +125,9 @@ The **Code Farm** (`/game`) is a cooperative idle game in the spirit of Farmvill
 - **Daily bonus.** Claim a coin bonus once per day; consecutive days build a streak that grows the reward (capped at seven days).
 - **Daily quests.** Three quests rotate every day (plant, harvest, water, or earn goals), tracked automatically as you play; claim each one for coins and XP when complete.
 - **Perks.** Spend coins on four permanent upgrades - Optimizer (+harvest coins), Build Cache (+build speed), Bulk Licenses (-planting cost), and Mentorship (+harvest XP) - each levelling up with escalating cost.
-- **Refactor (prestige).** At level 10 you can refactor: the farm resets (coins, level, CI, extra plots, perks) in exchange for a permanent +25% coin bonus that stacks with every refactor. Each refactor also awards **Stars** (scaled by the level and prestige you reached) to spend in the Legacy shop.
-- **Stars and Legacy (endgame).** Stars buy permanent **Legacy** upgrades that survive every refactor, unlike perks: **CI Bot** (auto-collects ready builds when you open your farm), **Tech Debt Payoff** (+coins, stacks with prestige), **Bare-Metal** (+base build speed), **Monorepo** (+starting plots after each refactor), and **Branch Protection** (longer steal grace and a smaller steal cut). This is the infinite progression for maxed farms, and CI Bot makes the game playable hands-off.
+- **Refactor (prestige).** At level 10 you can refactor: the farm resets (coins, level, CI, extra plots, perks) in exchange for a permanent +25% coin bonus that stacks with every refactor. Each refactor also awards **Stars** (scaled by the level and prestige you reached) to spend in the Legacy shop. Refactoring costs a **dynamic coin fee** that grows with your prestige and current wealth, so you must farm well past level 10 to afford each one - and 10% of what remains after the fee (more with the Golden Parachute Legacy upgrade, up to 35%) carries over into the new run.
+- **Community treasury and weekly grant.** Every refactor fee flows into a shared treasury. Active low-balance, low-prestige farms (at least five harvests this week, under 10,000 coins, at most prestige 5) can claim a capped grant from it once per week - a direct wealth transfer from the farms refactoring at the top to the farms building at the bottom.
+- **Stars and Legacy (endgame).** Stars buy permanent **Legacy** upgrades that survive every refactor, unlike perks: **CI Bot** (auto-collects ready builds when you open your farm), **Tech Debt Payoff** (+coins, stacks with prestige), **Bare-Metal** (+base build speed), **Monorepo** (+starting plots after each refactor), **Branch Protection** (longer steal grace and a smaller steal cut), and **Golden Parachute** (a larger refactor coin carry-over). This is the infinite progression for maxed farms, and CI Bot makes the game playable hands-off.
 - **Golden builds.** A small share of plantings come out golden (marked with a sparkle); harvesting a golden build pays several times the coins.
 - **Visit and water friends.** Open another member's farm at `/game/farm/{username}` and water their growing builds to speed them up - you earn coins for helping, and the owner sees the help live. This is the social loop that makes the game cooperative.
 - **Steal a harvest.** A ready build on someone else's farm can be stolen once a protection window passes - the owner gets that grace period (longer if they invested in Branch Protection or a Defense building) to harvest it first. A successful steal pays the thief a fraction of the build's coin value (the owner loses the whole build) and earns the **Cat Burglar** badge; the victim gets the **Robbed** badge and a live notification that someone raided their farm (the thief is never named). You can raid any given neighbour only **once per hour**. Raiding a farm with 10x your own coins grants a 24-hour **Underdog** boost (+25% coin gain) and the **David vs Goliath** badge. Stealing pays coins only, so the harvest-based leaderboards stay earned by real farming.
@@ -138,7 +139,7 @@ The **Code Farm** (`/game`) is a cooperative idle game in the spirit of Farmvill
 - **Leaderboards.** Several boards, selectable from the game page: **Overall score** (a composite weighing refactor/prestige count, XP, lifetime harvests, coins, CI tier, plots, perks, and streak), **Prestige**, **Harvests this week**, **Raid efficiency** (average coins per successful raid), **Fastest to Kernel** (time since your last refactor), **Fair play** (rewards recent activity over hoarding), and (when running) the current **Era** board.
 - **Eras (admin-managed seasons).** Administrators can start a Era at `/admin/game`: every farm's *visible* Era coins/harvests counters reset to zero, but real coin balances, prestige, Stars, Legacy, and Mastery are never touched. Ending an Era ranks farms by Era score (which gives prestige only partial weight, so veterans keep an edge without it being insurmountable), awards Stars to the top 10, and permanently records the results.
 
-The farm refreshes live over the pub/sub bus (a watered build appears on the owner's screen at once) and every plot countdown ticks client-side. Every endpoint also answers JSON, and Devii can play the game on the member's behalf via the `game_*` tools (`game_state`, `game_plant`, `game_harvest`, `game_buy_plot`, `game_upgrade_ci`, `game_water`, `game_steal`, `game_view_farm`, `game_leaderboard`, `game_upgrade_perk`, `game_upgrade_legacy`, `game_prestige`, `game_upgrade_mastery`, `game_buy_infrastructure`, `game_upgrade_defense`, `game_buy_cosmetic`, `game_equip_cosmetic`). See the API reference group **Code Farm**.
+The farm refreshes live over the pub/sub bus (a watered build appears on the owner's screen at once) and every plot countdown ticks client-side. Every endpoint also answers JSON, and Devii can play the game on the member's behalf via the `game_*` tools (`game_state`, `game_plant`, `game_harvest`, `game_buy_plot`, `game_upgrade_ci`, `game_water`, `game_steal`, `game_view_farm`, `game_leaderboard`, `game_upgrade_perk`, `game_upgrade_legacy`, `game_prestige`, `game_claim_grant`, `game_upgrade_mastery`, `game_buy_infrastructure`, `game_upgrade_defense`, `game_buy_cosmetic`, `game_equip_cosmetic`). See the API reference group **Code Farm**.
 
 ## Engagement